About 47 million Americans have no health coverage. In order for anyone to receive health care we need insurance and that is the biggest problem. Insurance companies are making tons of money from people like us. The reason that the large numbers of American don’t have Health Care is because they cannot afford it. Health Care has high premiums, and if someone got sick they won’t be able to pay for care that they received. People cannot afford high cost of treatment, and some of them are facing serious illnesses because they don’t seek medical health.
Most families have health insurance through their employer. If someone loses their job they lose health coverage with it. Last year 2.6 million American lost their job. When you don’t have a job health care is impossible to afford. I know this because I have lived through it. I was in school while my husband was working and I was covered through his insurance. We got pregnant October 2009 and my husband lost his job March 2010, he was laid off. We had no insurance, and I had to see a doctor every month, which can be very costly. We thought about getting Cobra but, we knew we will be paying very high premiums. Having no other option we had to choose Cobra, we spend all of our saving paying premiums. Finally, we had our baby and everything worked out fine. When we thought we are done paying bills we were wrong. After the delivery we got bills from the hospital which our insurance didn’t cover. We got three to five bills every week, which we are still paying. I feel that Health Coverage today is a big FAIL because it’s not working for anyone.
Health Care passed by current administration “The Health Reform Plan” has promised to make health care more affordable, all American will be covered and many more things. So, why majority of American still have no insurance?
Mrs. Usmani
ReplyDeleteI, too, agree health care insurance is extremely expensive, it appears health care is available to the privileged. The health care industry is, in my opinion, in a state of corruption. When people are turned away due to existing health issues, reduced or termination of health coverage due to loss wages, or their inability to pay, the system is simply not working. I am of an opinion health care should be a right people are born to. No person in this country should be without health coverage. Our health system may need the government to support and approve universal health care in America in which all are covered. The government should also enforce complete control over the health insurance companies, hospitals and doctors for the sake of its people and peace of mind.